PTL Blog

Don’t burn out on data, the real mileage is in comparison

Should trustees think more like corporates to get what they need?

Reconciling our differences

A farewell from Les Hill on his retirement

Is your member communication fit for purpose?

"You're Fired"

Dodging a Dangerous Dogs Act moment

Mastertrust Consolidation...at what cost?

Slippage Costs: What does it all mean?

Costs, charges and the highest quality

GDPR Juggernaut

Ducks and Dashboards

A Man Walks into a Bar

A perfect savings storm for the youngsters

Brexit Investment Implications for UK Pension Schemes

Tour de FCA

Who wants to live forever?

Investment Transaction Costs: Your duty to ask

The new pensions minister - time for another change?

Transaction cost debate: where to next?

What is your plan B? The question few scheme managers dare to ask

Counterparties come to the party

Increasing Deficits: A time to panic?

How to ensure your consultants are not conflicted

The investment costs map: below-the-line costs

The day I used the Chair's casting vote

The investment costs map: above the line costs

Are your pension scheme's contingent assets a "turkey"?

The investment costs map: where costs can occur in the investment process

The cost of being too clever

'Retyrement' Quality Mark

Thank you, Mr Hammond

FCA Asset management market study: an ice bath rather than a cold shower

The Lifetime Allowance is deeply flawed and has to go

The Pensions Bill and master trust governance: Skilled and capable trustees needed

Charge cap guidance brings significant uncertainty around property investment

Dispatches from the PLSA Annual Conference

Please, Mr Hammond, don't fiddle with tax relief

Considering ESG in pension scheme investment

21st Century Trustees: is accountability the answer?

13 things to know about the new DC code of practice 13

The Olympics, marginal gains and your pension deficit

2020 vision – four things to focus on when investing

SPA review

Teaching millennials how to save

Fiduciary management is ONE solution, not THE solution

The Wolf of Threadneedle Street

Underwhelming member engagement: Who is at fault?

How BHS will hit us all

A new crop of pensions leaders

The new DC codes: 6 x 5 things to know, part VI

The new DC codes: 6 x 5 things to know, part V

The loneliness of the long distance saver

The new DC codes: 6 x 5 things to know, part IV

The increased focus on master trusts

The new DC codes: 6 x 5 things to know, part III

The new DC codes: 6 x 5 things to know, part II

The new DC codes: 6 x 5 things to know

MASTER TRUSTS Survival of the fittest

Why I love LISA

Are mastertrusts financially stable?

Contract-basedman verses Mastertrustman - Dawn of good pensions

What do Austin Powers and Defined Benefit Pension Schemes have in common?

Do sweat the small stuff

Lisa Teaser - What about value for money?

The “leaning Pisa”

De-Coding Small Lump Sum Exercises

Jaw jaw v bore bore: how to get the most out of pensions conferences

Pensions Tax Context: The “un-squeezed” middle and the budget deficit

Pension Strategy Planning: Where to now?

Standardised Ski Fittings and Investment Management

Why the latest SORP deserves an F for Failure

A Layman’s Guide to the Ongoing Annual Investment Charge

Asset Management – Time for a cold shower?

Panning for gold in an age of information

Do less, get more

DC Schemes risk letting down members because they are lacking strategic objectives

Nice teeth – now use them!

Gertrude Grubbe and Longevity Risk

ESG: What is it and why doesn’t it work in pension investment?

Contracting Out: Time is running out….

Is the pensions industry ready for the future?

DC Awareness –Still not getting through

A vision of DC to come, part 2: Smart Engagement

A pensions ménage à trois

No Caller ID

A vision of DC to come, part 1: Robo-Defaults

As the DC dust settles: The five urgent things trustees should think about

PTL responds to election of new Labour Leader

Value for Money

IGCs v IFAs: A battle over workplace pensions

NIIT (National Insurance Income Tax) back-door means-testing?

Disclosure – what tosh!

Exit Charges: A question of fairness

Transaction Cost Car Crash

It’s funny what goes through your mind...

A pentaquark, some deckchairs and three elephants

DC Defaults: “To and through” or a “dead stop”?

EET your TEE

DC Defaults: Knives or Forks?

Why is the government barking?

DC Defaults: The Four Phases

Pension Transfers: More speed less haste

Five things to think about when planning your wedding or running your pension scheme

The risks with Risk Registers

Five things worth knowing before buying Fiduciary Management

Investment Governance – What a dog's dinner

FREEDOM! – eh, do you mind if I don’t, thanks

Five reasons why you need to start thinking about your DC Chairs' statement now

Why employers shouldn’t give up the pension governance job?

5 Simple rules to remember if you want to get the best for retirement

Manifesto Pensions Bashing: Let’s say it as it is, within a positive context!

WPPs and the Brave New World of Governance

Smart beta: “smart” – really? “beta” – not!

The Pension Freedoms and all that jazz: Five things it means for pension members

The Pension Freedoms and all that jazz: Five things it means for employers

The Pension Freedoms and all that jazz: Five things it means for pension trustees

Is Property a Dead Asset Class in DC?

The Pension Freedoms and all that jazz – Five things it means for pension trustees

The Pension Freedoms and all that jazz – Five things it means for employers

The Pension Freedoms and all that jazz – Five things it means for pension members

The DC Charge Cap and all that jazz – Five things (amongst many) it means to trustees

The DC Charge Cap and all that jazz – Five things it means to employees

The DC Charge Cap and all that jazz - Five things it means to employers

The PTL Governance Advisory Arrangement (PTL GAA)

Defining “value for money” and good value in DC pensions

LGPS Governance puzzle: The difficulties all LGPS administrators will face before April 2015

Vanilla, Mint Chocolate Chip or Full 99?

UK Deflation: Bonanza for Members?

The Report of the Independent Project Board

Transaction Costs in DC Schemes

DC GOVERNANCE Time is running out

Feedback Loops: IGCs and Insurance Companies

Putting Savers First

Is Fiduciary Management the answer?

Data Cleansing: The dullest topic or the most vital?

The Autumn winds of pension change

Devolution Revolution

Puppies and pension advisors - not just for Christmas

Pension Costs: The world is like a great big onion...

Me, my car and you

Saturation of DC master trust market presents challenges for employers

Pension Jargon Explained

Pensions and the Budget: Flexibility and simplicity fail to mix

Pensions must be seen in the broader context of saving

Independent Governance Committees

Why it doesn't really matter when rates rise

Do you granulate enough?

Pensions BID and Free Data Standard

Blog: Let’s get engaged

Why the charge cap is a bad idea

ETFs - Every Trustee's Future?

Collective DC 2016 proposal – is it an effective tool to pool longevity risk?

“Guidance on Guidance”: Needed quickly!

What is a Pension for?

Of Acronyms and Ales

Dull but worthy: DC pension scheme charges

Risk Management is far from boring

Is your Professional Trustee a Powerhouse?

Trusting the DC Member: An Acid Test

Death of “The much Loved but Anomalous Tax Free Cash Sum”

Budget 2014: Employer Contributions

Conflicts of Interest: How do you deal with them?

Defined Ambition a Prehistoric Idea? PTL asks if Steve Webb is going “back to the future"

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