PTL Blog

Colin Musgreaves

olin is responsible for Business Development at PTL. Before joining PTL, Colin spent ten years at Prudential and more recently with two of the largest IFA’s in the UK. In these roles, Colin was responsible for all of the senior relationships with the major Benefit Consultancies and associated clients many of which are in the FTSE100. Colin has significant experience of DB, DC, Investment and De – Risking strategies both from the Employer, Employee and Trustee perspectives. Within Business Development at PTL, Colin’s role will be to promote the specialist range of services that PTL offer to help clients mitigate risk and reduce cost as well as identify areas of joint value with the major Employee Benefit Consultants in order to provide best possible outcomes for Employers and Scheme Members.
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Recent Posts

Tour de FCA

Posted by Colin Musgreaves on Jul 13, 2017 10:15:00 AM

No doubt the second biggest event of the summer has been the release of the FCA Asset Management Study, albeit that it is a long way behind the start of the Tour De France - but they have something in common.

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Topics: Defined Benefit, DB Risks

'Retyrement' Quality Mark

Posted by Colin Musgreaves on Nov 30, 2016 1:56:54 PM

Having just had my car serviced and being presented with a bill for £300, I was further alarmed to be told by the 'Service Specialist' (another name for salesman) that I should consider replacing both of my front tyres – at a special offer cost of only £600. Cheap day out! 

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Topics: dc governance, retirement quality mark

The Wolf of Threadneedle Street

Posted by Colin Musgreaves on Jul 4, 2016 9:49:43 AM

First published in Pension Funds Online  on 30 June 2016.

Colin Musgreaves tackles the issues of transparency within the investment industry.

I was recently recommended to watch the Wolf of Wall Street by a partner in a major city law firm, who assured me I would enjoy it.

He was right, what a fantastic film. When it was over, in a moment of reflection, it made me think about the parallels with our industry, and, if it was based on a true story, how things are so very different for retail and institutional investors in the UK.

To read the blog in full CLICK HERE

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Topics: Pensions

Lisa Teaser - What about value for money?

Posted by Colin Musgreaves on Mar 18, 2016 12:42:48 PM

Having forced my 18yr old son to invest into an ISA last year, I know how hard it is to get youngsters to save.

So I think the Chancellors news yesterday on the new LISA options is fantastic news - particularly the option for first house deposit. Maybe I can get junior to save more next year, even though his plan is to bump me into a small bungalow in 10 years time and take over the family home.

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Topics: lifetimeisa, pensionslite, isa, budget2016, savings, LISA, ukbudget2016

No Caller ID

Posted by Colin Musgreaves on Oct 20, 2015 2:10:00 PM

We have been busy helping the Public Sector recently, some of which operate with centralised telephone systems, so it was no surprise to me when I received a 'no caller ID' call last week.

Unfortunately it turned out to be a mysterious call centre offering me a free pension review. Even though they were probably not authorised, 'Dave' went on to tell me that my current personal pension was seriously underperforming as all of the major providers had invested too much of my money in Blue Chip FTSE companies and were under investigation, with my savings at risk.
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Topics: Defined Contribution

Transaction Cost Car Crash

Posted by Colin Musgreaves on Aug 7, 2015 2:14:00 PM

Colin Musgreaves raises concerns over the complexities of new regulations and asks, who will explain?

Thanks to a 22 year old boy racer not looking where he was going, I am the proud but involuntary owner of a brand new car.

For the past month I have had hours of fun randomly pressing buttons, but yesterday, when opening a previously unopened compartment on the passenger side, I discovered an object of horror and mystery in a black leather case, an instruction manual!

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Topics: Defined Contribution, Transaction costs

Vanilla, Mint Chocolate Chip or Full 99?

Posted by Colin Musgreaves on Jan 27, 2015 9:48:00 AM

The FCA rules on Workplace Pension Plan may not yet be with us but with a limited number of working days left until the April 6, the date the rules become operative, time is running out for DC providers to choose their flavour of governance before the ice melts.

The rules will apply to all insurers running books of Workplace Pension Plans (WPPs). WPPs include all Group Personal Pension plans and Stakeholder schemes where an employer makes direct payments to an insurer, for more than two employees. From April, these insurers will have to create a committee, staffed predominantly by independents, to sit within their corporate structure, charged with checking to see if the members of that insurer’s WPPs get value for money.

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Topics: IGCs, GAA

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